Most ID Theft Victims Don't Need a Police Report

courtesy of the FTC

Related Articles

Do You Have a Relationship With Debt?

The Subtle Psychology of Credit Cards

How to Break Bad Financial Habits

When it comes to reporting and recovering from identity theft, we're simplifying the process by eliminating the need for a police report in most cases.

How does it work? When you report identity theft using, you'll answer some questions about what happened. then uses your information to create the tools you need to begin your recovery, including:

  • personal recovery plan
  • pre-filled letters to send to merchants, banks, and others affected by the identity theft, and
  • an "Identity Theft Report," which is your official statement about the crime.

In most cases, you can use your Identity Theft Report in place of a police report to clear your account and credit records of transactions that resulted from the identity theft. That's because when you use, you're reporting the crime to the Federal Trade Commission, a federal law enforcement agency. Just like when you file a police report, you're legally obligated to tell the truth to the best of your knowledge and are subject to criminal penalties if you don't. That makes your Identity Theft Report powerful evidence that you're telling the truth.

Most ID Theft Victims Don't Need a Police Report

By reducing the need for police reports, helps you get started on your recovery quickly and helps free local police to focus on public safety. Still, contact the police to report identity theft if:

  • you know the identity thief or have other information that could help a police investigation
  • an identity thief used your name in a traffic stop or any encounter with police, or
  • a creditor, debt collector, or someone else affected by the identity theft insists that you produce a police report.

How to prevent and avoid Identity Theft? works. Get a 14 day FREE trial today! Protect what matters most.

To learn more about identity theft, browse our recovery steps or visit our Privacy and Identity page for prevention tips.

This article by the FTC was distributed by the Personal Finance Syndication Network.

Take the Next Step:

  • Report your identity theft to
  • Find out how you can pay off your credit cards in less time for less money.
  • Get control of your financial life. Subscribe to Financial Independence, a free daily email that provides you with the tools to help you gain that control and achieve financial independence. Subscribers get a copy of Are You Heading for Debt Trouble? A Simple Checklist for FREE!

Share your thoughts about this article with the editor.

Get Out of Debt
Stay Connected with TDS

Do you struggle to get ahead financially?

Surviving Tough Times is a weekly newsletter aimed at helping you stretch your dollars and make the most of your resources.

Debt Checklist

And get a copy of Are You Heading for Debt Trouble?
A Simple Checklist and What You Can Do About It
for FREE!

Your Email:

View the TDS Privacy Policy.

Get Out of Debt